Do You Need Travel Insurance for Cambodia? Essential Guide

Hello fellow travelers, planning a trip to Cambodia? One of the most common questions we get at Cambodia Immigration Services is: “Do you need travel insurance for Cambodia?” It’s a smart question that can save you stress, money, and trouble if planned right. Here’s the latest information to help you make the best choice for your adventure.

So… Do You Need Travel Insurance for Cambodia?

Technically, travel insurance is not a mandatory requirement for entering Cambodia, and as of 2025, no new regulations have been introduced to change that.

However, while it might not be legally required for all travelers as of 2025, I strongly recommend having travel insurance before you step foot in Cambodia.

Here’s why:

Why You Should Have Travel Insurance for Cambodia

Over my decade of helping travelers, I’ve seen countless situations where insurance made all the difference. Here’s what it can cover:

1. Medical Emergencies

While Cambodia has some excellent hospitals, especially in Phnom Penh and Siem Reap, medical treatment can be expensive—particularly if you need:

• Emergency evacuation
• Surgery or hospitalization
• Specialist consultations

Without insurance, you’ll be paying these costs out-of-pocket, and expenses can run into the thousands of dollars.

2. Accidents and Injuries

• Scooter accidents are common among tourists.
• Travel adventures like trekking, zip-lining, or diving carry higher risks.

Even a minor mishap can lead to medical bills and transportation costs.

3. COVID-19 Coverage

While COVID-19 restrictions have been lifted, infections can still happen unexpectedly. Having insurance that includes COVID-19 coverage can help with medical expenses or trip disruptions. Insurance helps cover:

• Medical care if you test positive
• Quarantine accommodation costs
• Changes to flights or hotels

4. Trip Cancellations or Interruptions

Travel plans sometimes change unexpectedly because of:

• Illness
• Family emergencies
• Natural disasters

Travel insurance can reimburse you for non-refundable expenses like flights, hotels, and tours.

5. Lost or Stolen Belongings

Petty theft and bag snatching can happen in tourist areas. Insurance can help replace:

• Cash
• Electronics
• Travel documents

Is Travel Insurance Mandatory for Cambodia?

Currently, Cambodia does not make travel insurance universally mandatory.

During the COVID-19 pandemic, Cambodia temporarily required travelers to have insurance with COVID coverage. However, as of 2025, this requirement has been fully lifted, and no specific COVID-19 insurance is needed for entry.

Regulations can change quickly. Always check:

• The latest official announcements from the Cambodian government or Ministry of Foreign Affairs
• Airline requirements
• Updates from your visa or travel insurance provider

How Much Does Travel Insurance Cost for Cambodia?

Costs vary depending on:

• Your age
• Trip duration
• Coverage limits
• Activities planned (e.g., adventure sports)

For a standard trip, expect prices around $50–$150 USD for a two-week policy covering medical care, emergency evacuation, and baggage loss. More comprehensive policies—including high medical coverage and adventure activities—cost more.

Tips for Choosing Travel Insurance for Cambodia

From helping thousands of travelers, here’s my personal advice:

Buy Early

Purchase insurance as soon as you book your trip. That way, you’re covered for trip cancellations even before you leave home.

Check Policy Exclusions

Read the fine print to ensure your policy covers:

• Motorbike accidents (common in Cambodia)
• Adventure sports if you plan to go trekking, diving, or zip-lining
• Pre-existing conditions, if applicable

Consider Evacuation Coverage

If you’re visiting rural areas, make sure your policy includes emergency evacuation to a hospital in Phnom Penh or even to Bangkok, which has excellent medical facilities.

Carry Digital and Paper Copies

Keep copies of your insurance documents:

• Printed in your luggage
• Saved digitally on your phone or email

Use a Trusted Provider

Choose reputable insurers known for reliable payouts and good customer service.

Why Cambodia Immigration Services Cares About Your Travel Insurance

At Cambodia Immigration Services, a trusted visa support agency, we aim to help travelers enjoy Cambodia safely and with peace of mind.

While our specialty is eVisa and ETA services, we also:

• Keep travelers informed about health and safety updates
• Offer guidance on current entry requirements
• Share practical tips for safe and enjoyable travel

Many travelers choose us because we look after the whole travel experience—not just the visa.

Don’t Forget Your Cambodia eVisa

Even if you’re fully insured, remember:

Travel insurance protects your health and finances. Your Cambodia eVisa gets you into the country.

Applying for your Cambodia eVisa through Cambodia Immigration Services means:

• Fast processing times—as quick as 5 business hours for urgent cases
• Professional review of your documents
• Transparent fees with no hidden costs
• Friendly, expert support throughout the process

So… Do You Need Travel Insurance for Cambodia?

In conclusion:

• As of 2025, travel insurance is not legally required for visitors to Cambodia.
• However, it remains highly advisable to protect yourself from unexpected costs and emergencies.
• Accident coverage and disruption of trips, medical care is particularly prudent to Cambodia.

And, last but not least, don t forget to get your Cambodia eVisa in order to have a good beginning of your trip.

Now it is time to plan the trip? Apply for your Cambodia eVisa here or reach out to us for help. We just want to support you day in day out-your adventure must be safe, free of stress and must be full of a lot of amazing memories.

Have a nice trip, and I guess you will make Cambodia one of your favorite destinations!